Palmpay Account Sign Up With Phone Number

Palmpay Account Sign Up With Phone Number-The PalmPay app allows users to make and receive payments, transfer funds, and pay bills from their mobile devices. It can be used to make purchases at retailers who accept PalmPay.

Read More: How To Open An Opay Account

Tools for managing credit cards, spending, and loyalty programs are just some of the extras included with PalmPay. Not only can users gain money through PalmPay’s in-app rewards programs, but the software also allows users in Nigeria to apply for loans at a competitive interest rate.

PalmPay is an Android and iOS software available to users in Nigeria. Learn all about creating your own PalmPay account right here! With this in mind, let’s dive deeper into setting up a PalmPay account in Nigeria on your iOS or Android device.

About PalmPay

PalmPay is a user-friendly electronic wallet that combines account funding, money transfers, and bill payment capabilities.

It is revolutionizing how people and businesses in Africa make payments by lowering costs and increasing banking services’ availability.

With PalmPay, you can quickly transfer and receive money, top up your phone, pay your bills and buy online, and get cash back on your purchases.

You may avoid service charges and get money back on your purchases using the app’s many rebates and coupons.

If you’re looking for something similar to a traditional wallet but with more convenience and functionality, look no further than a digital wallet.

The PalmPay app provides the following features and benefits:

  • Free account opening and hassle-free use of banking services are just a phone call away.
  • For the first 30 days, you can send as much money as you like to any bank for free.
  • Every Tuesday, there are no fees for wire transactions.
  • You get a 100% cash bonus and 100MB of extra data when you recharge your airtime and data.
  • Cover household expenses, including h2o, energy, tv, travel, and more in 20+ cases.
  • Tap your way to paying for services and bills from 500+ suppliers.

PalmPay Account Setup for Android and iOS Devices in Nigeria With Phone Number

There are two options, one for each type of mobile device. If your phone uses the Android operating system, you must employ the technique designed for those people. Use the iOS-compatible approach if you own an iPhone or iPad.

Step 1: Get the PalmPay Mobile App

The PalmPay app can be downloaded from the App Store or Google Play. Tap the “Install” button, and the program will be downloaded and installed in the background.

Step 2: Launch PalmPay, Create An Account, & Use it

  • The PalmPay app can be used once it has been downloaded and installed.
  • Your choices will appear on the screen. Select “Me,” then “Sign up” from the menu that appears.
  • To confirm your phone number, please enter it here.
  • Type in your full legal name here.
  • If you’ve already decided on your gender and birth date and hit “Sign Up,”
  • You will receive a free N110 bonus once you have registered. You may go to the following stage.

Step 3: Confirm Your Identity and Address

The final stage is uncomplicated. After creating your PalmPay account, you must complete Know Your Customer (KYC) by submitting your NIN, BVN, and other identification documents.

How To Login PalmPay With Your phone number

Follow these steps to login to PalmPay with your phone;

  • Launch the PalmPay application.
  • The “Login” button must be tapped.
  • Just hit the “Phone Number” field and key in your number.
  • The “Send Code” button should be tapped.
  • A verification code will be emailed to your phone number; please enter that code here.
  • The “Login” button must be tapped.
  • The PalmPay account you’ve chosen will be opened for you.

Frequently Asked Questions About Creating a Palmpay Account

Below are the frequently asked questions about PalmPay account along with their answers;

1.    Can I sign up for PalmPay if I don’t have a BVN?

If you were wondering, you could sign up for PalmPay without a BVN. Get the PalmPay app from your app store and follow the instructions to set up your account.

2.    Who is PalmPay’s affiliated bank, if any?

Mobile payment regulatory authorization from the Central Bank of Nigeria (“CBN”) allows PalmPay to offer Mobile Money Services, such as mobile payment services, to both banked and unbanked individuals and businesses in Nigeria, furthering the goal of financial inclusion in the country.

3.    How can I get the PalmPay account activation code?

The USSD code cannot be used to create a Palmpay account. You’ll need to install the app on your device before you can sign up for an account.

4  Without a BVN, how much money can I put into a PalmPay account?

Your PalmPay balance is limited to 300,000 without a valid BVN. PalmPay accounts are subject to closure if credits exceed N300,000 without a linked BVN. To avoid associating your BVN with PalmPay, the maximum amount you can spend is $300,000.

5. If I have Palmpay, how can I make a payment?

With Palmpay, it’s simple to make a payment. To make a payment, open the app’s “Pay” menu, enter the recipient’s information and the amount, and confirm. Feel free to relax while we process your payment.

6. Can I use Palmpay to make a money transfer?

Yes, you can send money to other Palmpay customers, friends, and family. To send money to someone else, select the “Transfer” menu item, then add their phone number or Palmpay ID, the amount, and finally, approve the payment.


Creating a PalmPay account is simple and grants you access to several helpful payment tools. You may use digital financial transactions by downloading the PalmPay app and registering for an account.

Once you’ve signed up for PalmPay, sending money to someone is as simple as entering their account number or scanning their QR code. You can safely and quickly transfer funds to loved ones or businesses by streamlining the procedure.

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